http://www.debtconsolidationtime.com/credit-consolidation/credit-counseling/consumer-credit-counseling/consumer-credit-counseling-service/ Consumer credit counseling service - It is time to get serious about getting out of debt. Let our consumer credit counseling service help you make the right decisions about your money. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Debt is a major problem in America with the average American spending 10% more money than they earn each month and thereby accruing an average of $8500 in credit card debt a piece. Debt is an epidemic in this country for which there is a cure, but many people overlook the consumer credit counseling services designed to help assuage their debt problems. Consumer credit counseling service is an easy solution available to everyone. So, why haven't you signed up yet? Let me tell you more about what we try to do. Consumer credit counseling is designed to help you, the consumer, establish a budget so that you can work toward not only getting out of debt, but staying out of debt as well. At credit counseling you work with a financial advisor, who looks over your finances, the money you've spent versus the money you've earned and tries to establish a budget that you can stick to that is comfortable for your lifestyle. The consumer credit counseling service also takes care of making your existing debt easier to handle. We offer credit consolidation for your existing debt, making your monthly bills easier to manage. With all of your debt combined into one lower monthly payment, you will have more spending money, while still keeping on top of all your bills. Once everything has been consolidated, we will negotiate with your creditors to lower your interest rates, so you can finally start making headway on your principle balance, instead of always playing catch up with your high interest rates. Let our consumer credit counseling service help you get out of debt fast and easy. The average client lowers their debt by up to a third and cuts the repayment period down to 3-5 years. Consumer credit counseling service may be the answer to your financial problems. Apply today for our consumer credit counseling service and find out how we can help you get out of debt. Sat, 26 Jul 2008 15:00:00 EDT